Many people have expressed negative opinions about using store credit cards. I personally find that store credit cards can help you keep track of your spending while also allowing you to earn rewards that can be redeemed for cash. This Burlington Credit Card Review will tell you more about it.
What Is The Burlington Credit Card?
Burlington is an American department store that used to be called Burlington Coat Factory. It is known for selling brand-name and fashion clothes at lower prices. They operate under the “off-price” business model, sourcing their stock in bulk from merchandisers. They store extra stock, which benefits them by allowing them to purchase in bulk at lower prices. Customers can now get their very own credit card from the store. This card has many benefits and can make shopping much easier. You need a credit score of at least 640+ to apply for the card. Obtaining this fair credit score is not difficult. If you decide to apply for the card, let’s look at the rewards that come with it.
- You get a 10% discount on your first purchase when you first use the card. This only works if you make a purchase with the card on the same day that you open your account. To avail yourself of the deal, make sure to go to Burlington and make a purchase on the same day.
- For every dollar you spend at the store, you can earn one point. If you frequent Burlington, your card will accumulate numerous points.
- This is a detailed breakdown of how to redeem points at Burlington.
100 points are equal to $5.
500 points are equal to $25.
1000 points are equal to $50.
2000 points are equal to $100.
- You can now avail yourself of extended receipt-free returns on your Burlington purchases because you are financing every transaction through the card, which records everything.
- You will receive a $5 bonus for each completed layaway.
- There are no annual fees.
- You can make automatic payments by email.
- This last benefit might not seem like much, but it could be very useful for people who shop a lot. Emails let you know early about new items and price cuts.
Burlington Credit Card Pros and Cons
Pros Of The Burlington Credit Card
- There is no annual fee.
- On Burlington purchases, earn points.
- One way to get rewards is to exchange points for certificates.
Cons Of The Burlington Credit Card
- There aren’t many benefits exclusive to the card.
- Rewards don’t last forever.
- There are limited opportunities for recovery.
How To Apply For A Burlington Credit Card?
There are two ways to apply: online or in person at your local Burlington store with the help of a staff member. Burlington has teamed up with the well-known Community Capital Bank to give you this card.
Requirements For Application Of The Burlington Credit Card
In order to apply for the card, there are some very basic standards you must fulfill. Any adult US citizen should have no trouble fulfilling these requirements.
- You have to be old enough to do this in your state.
- The government must provide you with a valid tax ID number. (like an SSN or SIN).
- To send mail, you need a valid street address, a rural route, or an APO or FPO location. An APO is an Army Post Office, which is a place where the US Army can send mail while stationed abroad. An FPO is a US Navy Fleet Post Office. Remember that we won’t accept P.O. Box addresses.
- You would also need a valid picture ID from the government.
Is The Burlington Credit Card Worth It?
The Comenity Bank Burlington Credit Card is not the card I recommend unless you spend a lot of money at Burlington and only want to earn rewards that are connected to Burlington. You’re essentially just as well off signing up for Burlington’s free loyalty program because this card has strict rewards and few perks.
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Conclusion:
Most of the time, it’s not a beneficial idea to apply for a store card, and the Burlington Credit Card is no different. Consider whether it would be better to find a credit card that is more well-rounded and can be used in more places if you find yourself drawn to using a store card instead. A card with rewards that are easier to earn, spend, and keep might be more beneficial to you than this one.